Scott Basham

Loan Officer

About me:

Hi 👋 I'm Scott and I'm a mortgage broker based in San Diego and serving all of California. Whether you are looking for FHA, VA, Conventional, Reverse mortgage, Fix & Flip, Construction, or aren't sure yet and want to review options I can help you get a free no-commitment quote, get you pre-approved  so sellers understand that you're serious and qualified, and walk you through our convenient online loan application process.

Is there a difference between a mortgage lender and mortgage broker? Where mortgage lenders work for one lender, as a mortgage broker I have access to 240 lenders and can find the best available rates for your individual needs. At Loan Factory we shop rates for every loan, use our volume to negotiate low rates, and lower our profit since we aim to earn your business and your referrals.

My goal is to deliver the most competitive rates and ensure that your homeownership journey is successful.

Let's get started on your path to home ownership today.

Phone: (619) 357-5888

Message / SMS 619-357-5888

Mail: Scott.Basham@loanfactory.com

Calendly: Schedule a phone call

NMLS#: 2637552

License: CA